For decades, debt collection companies have relied on two primary tools in their efforts to collect on past due accounts: the letter and the phone. In fact, this largely proved to be the case even as technology advanced by leaps and bounds from the proliferation of...
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Firm News
Understanding your options if a health insurance claim was denied — II
Last week, our blog began discussing just how distressing it can be for individuals and families dealing with serious injuries or life-threatening illnesses to learn that the insurance company has denied coverage for their major medical event. We also discussed how...
Understanding your options if a health insurance claim was denied
In the unfortunate event you or a loved one are involved in a serious accident or diagnosed with a major illness, your foremost concern is always securing the best medical care possible. Indeed, you probably derive considerable comfort from believing that your health...
SCOTUS hears arguments in important FDCPA case
It has proved to be something of a historic week for the Supreme Court of the United States, as Justice Neil Gorsuch, fresh off an acrimonious confirmation process, officially took his place on the bench for oral arguments. Indeed, with Gorsuch's ascension, the number...
Study finds medical debt collectors are often wrong
Every year, the Consumer Financial Protection Bureau, the federal agency tasked with protecting Americans from "unfair, deceptive, or abusive practices," fields thousands of complaints about aggressive -- and frequently unlawful -- debt collection activities. While...
Understanding your rights under the Florida Consumer Collection Practices Act – II
Last week, we discussed how Sunshine State residents are protected from harassment, abuse and fraudulent practices by original creditors, debt collectors and third-party debt buyers under the collective powers of the Fair Debt Collection Practices Act and the Florida...
Understanding your rights under the Florida Consumer Collection Practices Act
Florida residents should derive much-needed comfort from the fact that they are protected from harassment, abuse and other misleading tactics by both debt collectors and third-party debt buyers thanks to the landmark federal law that is the Fair Debt Collection...
Interest rate increases putting pressure on credit card debtors
If you're one of the millions of Americans with credit card debt, you could be in for some bad news: the federal government has recently instituted two interest rate hikes that mean you'll be paying significantly more over the life of your debt. For someone already...
What you should know about your rights under the ECOA – II
In a previous post, we began discussing how anyone looking to pursue their dreams -- from owning a home to starting a business -- will more than likely need to take out a loan and the unfortunate reality that financial institutions can -- and often do -- decline to...
Why some consumers will see their credit scores jump this July
It goes without saying, even here in sunny Florida, that everyone's favorite season of the year is summer. That's because these three long months promise everything from long days and blue skies to baseball and school breaks. As if the prospect of summer wasn't...