Whether most people realize it or not, there are certain entities that they are not only wary of interacting with, but which also cause them to feel a certain powerlessness in the event of any conflict. While regulatory agencies or law enforcement agencies certainly...
Negotiated Resolutions For Tough Legal Problems
Month: January 2017
CFPB report shows debt collectors remain stuck in their ways
These days, most of us can't imagine leaving the house -- let alone the room -- without our smartphones safely tucked away in our hands or pockets. That's because these devices not only grant us immediate access to the internet, email and social media, but also ensure...
Big banks, overdraft fees and predatory practices: Tips for victims
Banks are supposed to be safe havens that not only store our money, but help it grow. Unfortunately, this is not always the case. In some instances, banks are too focused on the bottom line and conduct practices that result in a profit at the expense of their patrons....
Collection efforts on debts not owed: It happens too often
The Consumer Financial Protection Bureau has released its November 2016 monthly "complaint snapshot," revealing that the most common consumer complaint filed with the federal agency that month about debt collection was that debt collectors were trying to collect debts...
Have you been the victim of credit discrimination?
Since the Consumer Financial Protection Bureau opened its doors in 2011, it has uncovered credit discrimination all over the country. Part of the agency's job is to enforce the Equal Credit Opportunity Act in concert with a number of other federal agencies, and the...