Thanks to everything from news reports to the experiences of friends and family, most people are well aware of the damage that can result when a person's identity is stolen. It's for this reason that so many are careful to shred their mail, devise complex passwords...
Negotiated Resolutions For Tough Legal Problems
Consumer Protection Law
SCOTUS hears arguments in important FDCPA case
It has proved to be something of a historic week for the Supreme Court of the United States, as Justice Neil Gorsuch, fresh off an acrimonious confirmation process, officially took his place on the bench for oral arguments. Indeed, with Gorsuch's ascension, the number...
Understanding your rights under the Florida Consumer Collection Practices Act – II
Last week, we discussed how Sunshine State residents are protected from harassment, abuse and fraudulent practices by original creditors, debt collectors and third-party debt buyers under the collective powers of the Fair Debt Collection Practices Act and the Florida...
Understanding your rights under the Florida Consumer Collection Practices Act
Florida residents should derive much-needed comfort from the fact that they are protected from harassment, abuse and other misleading tactics by both debt collectors and third-party debt buyers thanks to the landmark federal law that is the Fair Debt Collection...
What you should know about your rights under the ECOA – II
In a previous post, we began discussing how anyone looking to pursue their dreams -- from owning a home to starting a business -- will more than likely need to take out a loan and the unfortunate reality that financial institutions can -- and often do -- decline to...
Why some consumers will see their credit scores jump this July
It goes without saying, even here in sunny Florida, that everyone's favorite season of the year is summer. That's because these three long months promise everything from long days and blue skies to baseball and school breaks. As if the prospect of summer wasn't...
What you should know about your rights under the ECOA
As much as we would perhaps like to think otherwise, money and, by extension, access to credit, really do make the world go round. Indeed, chances are good that anyone looking to buy a home, pursue an education, start a small business, secure an automobile or pursue...
Student-loan collector faces steep fine for illegal practices
Under a Feb. 14 court-approved stipulation between the Federal Trade Commission or FTC and GC Services, LP, the large third-party debt collector will pay to the U.S. Treasury a $700,000 civil penalty for student-loan collection practices that allegedly violated...
CFPB report shows debt collectors remain stuck in their ways
These days, most of us can't imagine leaving the house -- let alone the room -- without our smartphones safely tucked away in our hands or pockets. That's because these devices not only grant us immediate access to the internet, email and social media, but also ensure...
Big banks, overdraft fees and predatory practices: Tips for victims
Banks are supposed to be safe havens that not only store our money, but help it grow. Unfortunately, this is not always the case. In some instances, banks are too focused on the bottom line and conduct practices that result in a profit at the expense of their patrons....