Whether most people realize it or not, there are certain entities that they are not only wary of interacting with, but which also cause them to feel a certain powerlessness in the event of any conflict. While regulatory agencies or law enforcement agencies certainly...
Negotiated Resolutions For Tough Legal Problems
Firm News
CFPB report shows debt collectors remain stuck in their ways
These days, most of us can't imagine leaving the house -- let alone the room -- without our smartphones safely tucked away in our hands or pockets. That's because these devices not only grant us immediate access to the internet, email and social media, but also ensure...
Big banks, overdraft fees and predatory practices: Tips for victims
Banks are supposed to be safe havens that not only store our money, but help it grow. Unfortunately, this is not always the case. In some instances, banks are too focused on the bottom line and conduct practices that result in a profit at the expense of their patrons....
Collection efforts on debts not owed: It happens too often
The Consumer Financial Protection Bureau has released its November 2016 monthly "complaint snapshot," revealing that the most common consumer complaint filed with the federal agency that month about debt collection was that debt collectors were trying to collect debts...
Have you been the victim of credit discrimination?
Since the Consumer Financial Protection Bureau opened its doors in 2011, it has uncovered credit discrimination all over the country. Part of the agency's job is to enforce the Equal Credit Opportunity Act in concert with a number of other federal agencies, and the...
‘Tis the season for debt collection?
It may seem hard to believe, but Christmas is officially less than 10 days away. This means that over the coming week, people will be gathering with family and friends to exchange gifts, share a meal and, of course, enjoy one another's company. As idyllic as the...
How consumers can protect themselves against fake debt collectors — II
Last month, we began discussing how the Federal Trade Commission was officially sounding the alarm about the growing problem of phone calls from fake debt collectors. To recap, consumers across the nation are being inundated with calls from fake debt collectors...
Debt collection gone wrong is sadly common
Imagine if your child, the center of your world, becomes ill. And not just run-of-the-mill sick, either, but goes into kidney failure due to a debilitating disease. She needs constant medical treatment to keep her alive and will likely need a transplant. You do your...
What are my rights under the Florida Lemon Law? – II
In our last post, we began discussing how those consumers here in the Sunshine State whose newly purchased vehicles are causing them no shortage of headaches are not without options. Specifically, we discussed how the Florida Lemon Law provides these consumers with 24...
What are my rights under the Florida Lemon Law?
It can prove to be an incredibly exciting day for consumers when they finally decide that it's time to consign their aging vehicle to the scrap heap and head to the local dealer to find a new model on which to spend their hard-earned money. Conversely, it can prove to...